Using your credit card on holiday

We should always be diligent when it comes to credit-card security, however we are more vulnerable to credit card fraud whilst on holiday because we are less aware that our details may be falling into the wrong hands.
Three scams to be aware of at any time, but more so when in unfamiliar surroundings:

• 'Skimming' - where your card is copied whilst out of your sight immediately after your payment is processed, leaving your card details open to use on any number if transactions where 'chip and pin' is not required.
• 'Inflating' - Adding extra digit to your bill, making a EUR10 transaction into EUR100 without you noticing (this can be very difficult to reclaim).
• 'Doubling' - where the sales person appears to make a mistake and runs your card through for a second transaction (always insist on a copy of the proof of cancellation)

Remember:
For UK users, If your card is stolen and used, your liability is limited to £50, if you retain your card, but the details are copied, you have no liability
NEVER keep your PIN details with your credit card
Tell your card issuer straight away if your card goes missing - keep contact details for your banks handy
Check your bills carefully and keep your receipts.